Ginsburg v. Pacific Mut. Life Ins. Co. of California

MANTON, Circuit Judge.

October 21, 1931, appellee applied to the appellant for a noncancellable income policy of insurance providing indemnity for loss of time due to sickness or accident. The application was filled out on that day and a medical examination was had October 22, 1931. A supplementary application, required of the appellee because he was a physician using radium or X-ray apparatus, was submitted October 27, 1931. November 2, 1931, appellant’s agent, Whitelaw, accepted a check made to his order covering the first annual premium on the policy, the home office approved the risk…