In re Sadnick

MEMORANDUM OPINION

GRADY, Chief Judge.

Debtor Martin P. Sadnick (“Sadnick”) appeals the order of the bankruptcy court validating the mortgage lien on his residence held by First Federal Savings and Loan Association of Bureau County, Illinois (“First Federal”). First Federal has also requested attorney’s fees pursuant to Federal Rule of Civil Procedure 11. For the reasons stated below, we affirm the bankruptcy court’s order and deny First Federal’s request for fees.

FACTS

Sadnick and his wife obtained a mortgage from First Federal. The mortgage contract provided that Sadnick and his wife waived…