Watts v. Preferred Risk Mut. Ins. Co.

This is an appeal by Harold Moss Ware, Jr., and Teena Leigh Chaney Watts from a summary judgment in favor of Preferred Risk Mutual Insurance Company in a declaratory judgment action. We affirm.

On November 5, 1975, Preferred Risk issued a policy of automobile liability insurance to Harold Ware, father of defendant Ware, which provided coverage for the family's 1973 Ford automobile. On November 11, 1975, Ware, while driving the family car, was involved in an accident on I-59 in Tuscaloosa County, Alabama. Teena Chaney Watts, a passenger in Ware's car and also Ware's stepsister, was injured in…