Holt v. American Modern Home Insurance Company

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ALABAMA SOUTHERN DIVISION JOSEPH HOLT, ) ) Plaintiff, ) ) v. ) CASE NO.: 2:21-cv-00885-MHH ) AMERICAN MODERN HOME ) INSURANCE COMPANY, ) ) Defendant. ) MEMORANDUM OPINION AND ORDER Less than a month after Joseph Holt insured a house he owned under a policy issued by American Modern Property & Casualty Insurance Company, the house was destroyed in a fire. American Modern rescinded Mr. Holt’s policy and rejected his claim under the policy after American Modern discovered that responses to several questions on Mr. Holt’s policy…