Schroeder v. Georgia Farm Bureau Mutual Insurance

Five “Special Provisions” are stated on the last page of the policy contract following but not part of the sections with the heading “Conditions” in large type. The special provisions are in the nature of representations made by the insured: “(a) The residence premises is not seasonal; (b) no business pursuits are conducted on the residence premises; (c) the residence premises is the only premises where the Named Insured or spouse maintains a residence other than business or farm properties; (d) the insured has no full time residence employee (s); (e) the insured has no outboard motor (s) or…