Lauren Elizabeth Folan v. Santander Consumer USA Inc.; GPI MA-DM Inc. d/b/a Mercedes-Benz of Hanover; Santander Drive Auto Receivables LLC; Santander Drive Auto Receivables Trust 2024-5; Citibank, N.A.; and Edward J. Sackman, Esq.

UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS ) LAUREN ELIZABETH FOLAN, ) ) Plaintiff, ) ) v. ) ) SANTANDER CONSUMER USA INC.; ) GPI MA-DM INC. d/b/a MERCEDES- ) No. 1:25-cv-11341-JEK BENZ OF HANOVER; SANTANDER ) DRIVE AUTO RECEIVABLES LLC; ) SANTANDER DRIVE AUTO ) RECEIVABLES TRUST 2024-5; ) CITIBANK, N.A.; and EDWARD J. ) SACKMAN, Esq., ) ) Defendants. ) ) MEMORANDUM AND ORDER ON DEFENDANTS’ MOTIONS TO DISMISS, CITIBANK, N.A.’s MOTION FOR JOINDER, AND PLAINTIFF’S MOTION TO STAY KOBICK, J. Plaintiff Lauren Folan, proceeding pro se, brought this action in May 2025 to challenge the…