Cole v. Mariner Finance, LLC

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF KENTUCKY LOUISVILLE DIVISION CIVIL ACTION NO. 3:22-CV-00440-GNS-RSE HIXSA D. COLE PLAINTIFF v. MARINER FINANCE, LLC DEFENDANT MEMORANDUM OPINION AND ORDER This matter is before the Court on Defendant’s Motion to Dismiss (DN 22). The motion is ripe for adjudication. For the reasons below, the motion is GRANTED. I. SUMMARY OF THE FACTS In May 2021, Defendant Mariner Finance, LLC (“Mariner”) allegedly mailed a “live check”1 to Plaintiff Hixsa Cole (“Cole”), which was purportedly a solicitation for a high-interest loan. (Compl. ¶ 12). Cole claims…