Wilson v. Concordia Farmers Mutual Insurance Co.

This is an appeal by plaintiffs from an adverse jury verdict and judgment in their action upon a fire insurance policy issued by defendant Concordia Farmers Mutual Insurance Company. Defendant insurer denied liability under a policy provision which suspended the coverage “while the hazard is increased by any means within the control and knowledge of the insured; . . .”

The facts disclose that defendant issued its policy insuring Jackie E. Wilson and Shelby J. Wilson, his wife, against loss by fire to the dwelling and attached house trailer located in Gilliam, Missouri, in the sum of $4,500.00…