Ohio Casualty Insurance Co. v. Oak Builders, Inc.

This appeal concerns a declaratory judgment action that was brought in the circuit court of Cook County by plaintiff-appellee, Ohio Casualty Company (Ohio Casualty). Ohio Casualty sought a declaratory judgment that its policy did not provide coverage to defendant-appellant, Oak Builders, Inc. (Oak Builders), for an underlying action brought against Oak Builders by David Huerta (Huerta). In the alternative, Ohio Casualty sought a declaratory judgment that any coverage Ohio Casualty’s policy did provide to Oak Builders was excess to Oak Builders’ coverage under a different insurance policy,…