Ruffin v. State-Wide Insurance

In this action for a declaratory judgment, wherein is sought a determination as to which of the two defendant insurance companies is required to defend plaintiff’s negligence claim, plaintiff moves for an order directing summary judgment as against either State-Wide Insurance Company (hereinafter referred to as “ State-wide ”) or Empire Mutual Insurance Company (hereinafter referred to as “ Empire Mutual ”). Said insurance carriers respectively move similarly for summary judgment, dismissing the complaint.

The circumstances are not in dispute. This action arose out of a claim for personal…