Karen Shelstad v. Pacific Life Insurance Company

IN THE SUPREME COURT OF THE STATE OF IDAHO Docket No. 52014 KAREN SHELSTAD, ) ) Plaintiff-Respondent , ) ) AND ) ) JEFFREY ANDREASEN, RACHEL ) Boise, October 2025 Term BUCK, FELIX and KARLA ) GONZALEZ, HAYLEY HERMAN, ) Opinion Filed: September 16, 2026 HEATHER HERMAN, CHARLIE ) HUMPHREYS, KIRT LEWIS, ) Melanie Gagnepain, Clerk JEFFREY MAUGHAN, KAREN ) ROSEBERRY, LONNA ANN ) SCHMIDT, and JOSEPHINE ) WAMSLEY, ) ) Plaintiffs, ) v. ) ) PACIFIC LIFE INSURANCE ) COMPANY, ) ) Defendant-Appellant, ) ) and ) ) RONALD M. HILL, RONALD R. HILL, ) SHURWEST, LLC; AE WEALTH ) MANAGEMENT, LLC; ADVISORS )…