Standun, Inc. v. Fireman's Fund Insurance

Opinion

GRIGNON, J.

In this case, we are concerned with comprehensive general liability insurance policies containing standard “sudden and accidental” pollution exclusions. For the policy years in question, the insured operated a machine shop and contracted for the regular off-site disposal of its liquid wastes at a municipal landfill. Subsequently, the insured was sued to contribute to the costs of the environmental cleanup of the landfill. The insured sought a defense from its insurers, which they declined to provide. The insured brought this action for declaratory relief, and the trial court…