Federated National Insurance Co. v. Joyce

Federated National Insurance Company (“Federated”) appeals the award of $76,300 in attorney’s fees to William and Judith Joyce (“the Joyces”), following settlement of the parties’ insurance disputé. The action arose from a denial of coverage based on an alleged material misrepresentation in the Joyces’ homeowners insurance application. In denying the claim, Federated argued that the Joyces had failed to disclose two previous insurance claims at..the time of their application. However, early in discovery, it came to light that the Joyces had actually disclosed the prior claims.1

Federated…