Providential Life Ins. Co. v. Clem

I concur in the result reached by the Majority, but I arrive at such result by a process of reasoning different from that set forth in the Majority Opinion: hence this Concurring Opinion.

The pamphlet which the insurance company caused to be circulated to the appellees herein contained this language: “This policy covers: . . . travel: ... 2. to and from home and school sponsored activities, providing such travel is adult supervised.” (Emphasis my own.) The fact that the policy specified a more detailed kind of adult supervision cannot be seized on by the insurance company as a defense against…