AMCO Insurance Co. v. Stammer

SNELL, Presiding Judge.

The plaintiff in this declaratory judgment action, AMCO Insurance Company, is the insurer on a casualty policy covering the home of defendants, Randy and Rhonda Stammer. The policy extends to fire loss but does “not provide coverage for any insured who has intentionally concealed or misrepresented any material fact or circumstance relating to this insurance.” Both Randy and Rhonda qualify as an “insured” within the policy. On June 12, 1983, fire extensively damaged the Stammers’ home and its contents. All parties agree that the fire was the result of arson. On October…