State Farm Mutual Automobile Insurance Co. v. Zuckerman

GUNTHER, Judge.

State Farm Mutual Automobile Insurance Company (State Farm) appeals a summary final judgment entered in favor of Andy Zuckerman (Zuckerman). The trial court held that State Farm, a coinsurer with Horizon Insurance, must provide coverage to Zuckerman for all 20% of his medical expenses without subtracting the $2,000.00 deductible of the Horizon policy under which he was a dependent insured. We affirm.

*896While riding in a motor vehicle owned by a third party and insured by State Farm, Zuckerman, a passenger, was injured in an accident with an uninsured motorist. At the time of the…