American Family Mutual Insurance Co. v. Shelter Mutual Insurance Co.

GAITAN, Judge.

Appellant, Shelter Mutual Insurance Co., appeals the trial court’s denial of its motion for summary judgment and the court’s entry of summary judgment in favor of respondent, American Family Mutual Insurance Co., in a declaratory judgment action to determine which company’s insurance policy would furnish coverage for an al*175leged personal injury sustained on the premises of the insured. We affirm.

The facts may be summarized as follows. On April 30, 1985, James Lee Loethen, son of James E. and Leona Loethen, and Ger-hard Schillers were carrying an automobile transmission down a…