Legal Opinion

Miller v. Citibank, N.A. (In re Miller)

United States Bankruptcy Court, E.D. Pennsylvania

Decided October 13, 2016No. Case No. 13-20559-AMC; Adv. Proc. No. 14-361-AMCPublishedCited by 2 opinions

1Opinion of the Court

OPINION

Ashley M. Chan, United States Bankruptcy Judge

I. INTRODUCTION

The Debtor in this adversary proceeding seeks to void the second mortgage against his principal residence as wholly unsecured under § 506(d) of the Bankruptcy Code. However, in order to prove this, the Debt- or needed to demonstrate that the value of his residence was less than the amount of the first mortgage against his residence. The Debtor has failed to do so. As a result, the Court finds in favor of the defendant in this proceeding.

II. FACTS AND PROCEDURAL HISTORY

A. Background

The Debtor owns and resides in a 3,600 square…

2Cases cited5 opinions

  1. Nobelman v. American Savings BankSupreme Court of the United States · 1993
  2. In Re Stephen J. McdonaldCourt of Appeals for the Third Circuit · 2000
  3. Sovereign Bank, F.S.B. v. Finnegan (In Re Finnegan)United States Bankruptcy Court, M.D. Pennsylvania · 2006
  4. Cusato v. Springleaf Financial, Inc. (In re Cusato)United States Bankruptcy Court, E.D. Pennsylvania · 2013
  5. In Re HenryUnited States Bankruptcy Court, E.D. Pennsylvania · 2011

3Cited by2 opinions

  1. Hawkins v. Santander Bank, f/k/a Sovereign BankUnited States Bankruptcy Court, E.D. Pennsylvania · 2019
  2. S-Tek 1, LLCUnited States Bankruptcy Court, D. New Mexico · 2022

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