Loyd v. State Automobile Property & Casualty Co.

RONALD R. HOLLIGER, Judge.

Stephen B. Loyd (hereinafter “Loyd”) appeals the grant of summary judgment in favor of State Automobile Property & Casualty Company (hereinafter “State Auto”) on his claim for underinsured motorist benefits. Loyd was injured when he “laid down” his motorcycle in an attempt to avoid a collision with a vehicle and trailer, operated by Jack Williams (Williams), that pulled in front of him. He and the motorcycle eventually separated as they slid down the road before colliding with Williams’s trailer. Loyd owned the motorcycle he was driving but it was not covered under…