National Trust Insurance Company v. Westover Planting Company

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF ALABAMA NORTHERN DIVISION NATIONAL TRUST ) INSURANCE COMPANY, ) ) Plaintiff, ) ) v. ) ) CASE NO. 2:22-cv-00465-RAH WESTOVER PLANTING ) [WO] COMPANY, et al., ) ) Defendants. ) MEMORANDUM OPINION AND ORDER This is an insurance coverage dispute concerning the total loss of a cotton picker due to a fire. National Trust Insurance Company (NTIC) brings this declaratory judgment action claiming the cotton picker was only insured for $10,000 under the coverage provision for borrowed/rented equipment, while the Defendants, Westover…