Brooks v. Ford Motor Credit Co.

This controversy stems from a simple transaction which took place in October, 1965, when the appellant Brooks bought a used Ford sedan from Archway Motors, Inc. (Archway). Brooks says that Archway’s salesman represented that Archway would maintain collision insurance on the car, although the installment sales contract, which contains elaborate provisions regarding insurance, carries the word “none” on the line “Total Amount Included for Insurance.” Archway assigned the sales contract to Ford Motor Credit Company (Ford). Brooks made 10 monthly payments of $57.58 each to Ford, but stopped in…