Sovereign Camp W. O. W. v. Edwards

This action was commenced in the district court of Jackson county by defendant in error, as beneficiary, to recover on a certificate of insurance issued by plaintiff in error upon the life of James J. Edwards. The parties plaintiff and defendant in error are referred to herein as defendant and plaintiff, respectively.

The question of defendant’s liability rests primarily upon its actual status as an insurer. If it is a fraternal beneficiary association, as is claimed, within the meaning of section 3, art. 19, Constitution, and section 10564 O. S. 1931, the policy in the instant case had lapsed…