Vermont Mutual Insurance v. Petit

MEMORANDUM

TAURO, District Judge.

I. Introduction

Plaintiff Vermont Mutual Insurance Company (‘Vermont Mutual”) brings this declaratory judgment action to determine its obligations with respect to an insurance policy (“the Policy”) issued to Defendants Mary and Frank Petit (“the Petits”). This insurance coverage dispute stems from a March 3, 2006 fire (“the Fire”), which caused significant damage to the Petits’ rental property at 93A Hillside Street, Boston, Massachusetts (“the Property”). This court described the relevant facts in its July 1, 2008 Memorandum allowing, in relevant part, summary…