Legal Opinion

Monica Sparkman v. Truist Bank

District Court, N.D. Illinois

Decided June 11, 2026No. 1:25-cv-12819Unknown

1Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION MONICA SPARKMAN, ) ) Plaintiff, ) ) Case No. 25 C 12819 v. ) ) Judge Joan H. Lefkow TRUIST BANK, ) ) Defendant. ) OPINION AND ORDER Monica Sparkman brings this action against Truist Bank (Truist), asserting violations of the Fair Credit Reporting Act (FCRA), the Illinois Consumer Fraud and Deceptive Business Practices Act (ICFA), and Illinois common law based on allegations that Truist failed to reasonably investigate and correct inaccurate financial information it submitted to credit reporting agencies…

2Cases cited14 opinions

  1. Ashcroft v. IqbalSupreme Court of the United States · 2009
  2. Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
  3. Tamayo v. BlagojevichCourt of Appeals for the Seventh Circuit · 2008
  4. Independent Trust Corp. v. Stewart Information Services Corp.Court of Appeals for the Seventh Circuit · 2012
  5. Dan Richards v. Michael MitcheffCourt of Appeals for the Seventh Circuit · 2012

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