Legal Opinion

Rock Ridge Insurance Company v. Scott R. Krukowski, et al.

District Court, E.D. Pennsylvania

Decided March 19, 2026No. 2:24-cv-03861Unknown

1Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA ROCK RIDGE INSURANCE COMPANY : : CIVIL ACTION v. : No. 24-3861 : SCOTT R. KRUKOWSKI, et al. : McHUGH, J. March 19, 2026 MEMORANDUM This is an insurance coverage dispute in which the critical question is how far a policy of homeowners insurance extends beyond the home explicitly identified as the insured premises. The insureds under the policy have an adult son with mental health challenges that at times led to homelessness. To support him, they rented an apartment about two miles from their home which they furnished…

2Cases cited16 opinions

  1. Madison Construction Co. v. Harleysville Mutual InsuranceSupreme Court of Pennsylvania · 1999
  2. Jeffrey J. Sikirica, Esq., as Trustee of Pittsburgh Beauty Academy, Inc. v. Nationwide Insurance Company Jeffrey J. SikiricaCourt of Appeals for the Third Circuit · 2005
  3. State Farm Fire & Casualty Co. v. Estate of MehlmanCourt of Appeals for the Third Circuit · 2009
  4. Rhonda Wilson v. USI Insurance Services LLCCourt of Appeals for the Third Circuit · 2023
  5. Tonkovic v. State Farm Mutual Automobile InsuranceSupreme Court of Pennsylvania · 1987

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