Federated Capital Corp. v. Libby

On Direct Appeal

Chief Justice Durrant,

opinion of the Court:

Introduction

¶ 1 In 2005, Appellees signed credit card agreements with Federated Capital Corporation’s predecessor-in-interest, Advanta Bahk Corporation. The agreements included a forum selection clause and choice of law provision, ensuring that Utah procedural and substantive law would govern any dispute under the contract. The agreements required Appellees to render payment to the address specified on their periodic billing statements. Each billing statement identified an address in Philadelphia, Pennsylvania, as the place, of…