ASSOCIATED CREDIT UNION v. Pinto

JOHNSON, Presiding Judge.

We granted interlocutory review in this case to determine whether the trial court erred in holding that Daniel Pinto, Sr., has standing to bring an action for damages under OCGA § 44-14-3 (c). For reasons that follow, we reverse the trial court’s decision.

The record shows that in May of 2003, Pinto contracted with Carlos and Glenda Williams to purchase their home. Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses’ lender, in accordance with the payoff statement for the security deed held by Associated. The letter…