Rubins Contractors, Inc., a Maryland Corporation v. Lumbermens Mutual Insurance Company, General Accident Insurance Company of America, (Two Cases)

WILLIAMS, Circuit Judge:

This case requires us to determine whether, under Maryland law,1 an automobile insurance policy and a general business liability policy provide coverage for liability arising out of the negligent entrustment of an automobile. Each policy contains language that appears to apply broadly to automobile accidents: the automobile policy in expressing the coverage that is provided, the general business liability policy in expressing an exception from coverage. We conclude that Maryland would find the language applicable to negligent entrustment liability in both cases. Thus…