Allstate Insurance v. Motor State Insurance

On December 12, 1966, Motor State Insurance Company issued an automobile liability insurance policy, covering a 1964 Ford automobile, to Judith or Norman L. Bangs. The automobile was owned by Norman L. Bangs and both he and Judith Bangs were listed as named insureds in the policy. In the policy Norman L. Bangs, whose driver’s license had been previously suspended, was listed as an excluded driver. The policy contained the following clause:

“Such insurance as is afforded by the policy shall be null and void at such times as an owned or non-owned automobile is being operated by an individual…