Swigert v. American Bankers Insurance Co.

The appellants purchased certain homeowners insurance from the appellee, with provisions covering “unscheduled personal property usual or incidental to the occupancy of the premises as a dwelling, owned, worn or used by the insured, while on the premises, * * * The policy further provided that certain personal property of the insureds while off the premises and used in business was excluded from coverage, as follows:

“2. Away from premises: This policy also covers unscheduled personal property as described and limited, while elsewhere than on the premises, anywhere in the world, owned, worn or…