O'Connell v. Auto-Owners Insurance Co.

OPINION

SCHUMACHER, Judge.

Patricia K. O’Connell appeals as trustee for the heirs of Patrick D. O’Connell from the judgment in favor of respondent, Auto Owners Insurance Company.

*307FACTS

On December 22, 1977, Sky-Hi Sanitation, Inc. [“Sky-Hi”] owned and operated a garbage packer truck. Due to mechanical problems, the garbage truck was left unlocked in the parking lot of Tartan High School in Oakdale, Minnesota. A spare ignition key was left under the ashtray in the cab of the truck.

That evening, two minors started the truck and drove it around the neighborhood for no definable purpose. Because of…