Bonham, Admr. v. Chowning, Rec.

I am compelled to dissent for the following reasons:

There are but two kinds of bank deposits — special and general. A special account is one that is made for a special purpose, and is the result of a special undertaking, and such a deposit creates the relationship of trustee or bailee on the part of the bank of such fund. On the other hand, a general deposit creates the relationship of debtor and creditor between the bank and the depositor. It, therefore, follows that a special deposit is a deposit in a specific sum for a specific purpose. (Our italics.) City National Bank of Auburn v. Brink…