Michael Dreher v. Experian Information Solutions

Vacated and remanded by published opinion. Judge Thacker wrote the opinion, in which Judge King and Judge Shedd joined.

THACKER, Circuit Judge:

This appeal is from a $11,747,510 judgment in an approximately 69,000 member class action. We consider whether the decision of Experian Information Solutions, Inc. (“Experian”) to list a defunct credit card company, rather than the name of its servicer, as a “source! ] of .... information” on an individual’s credit report—without more—creates sufficient injury in fact under the Fair Credit Reporting Act (“FCRA”) for purposes of Article III standing. 15…