Brown MacH. Works & Supply Co. v. Ins. Co. of North Am.

This Court agreed to answer the following questions certified by the United States District Court for the Middle District of Alabama, the Honorable Ira DeMent presiding:

"(1) In a breach of contract action when an insurer fails to deliver a copy of the policy to an insured in accordance with Ala. Code 1975, § 27-14-19, but does provide a certificate of insurance which sets out the general coverage without enumerating the limitations and exclusions,1 is the insurer estopped from asserting an otherwise valid exclusion?

"(2) Would it alter the opinion of the Court if, in addition to the above…