Mae M. Jackson v. The American Mutual Fire Insurance Company

A homeowners policy was issued to Mae M. Jackson by the American Mutual Fire Insurance Company, among the terms of which she was insured against loss to her property, in the Town of Robbins, North Carolina, by “explosion” or by “accidental discharge, leakage or overflow of water or steam from within a plumbing, heating, or air conditioning system or domestic appliance”. After a heavy rainfall on February 15, 1966, while the insurance was in effect, sewage from the municipal sewerage system backed up into the plaintiff’s dwelling-house, through her private sewer line, and seriously damaged her…