Brown v. Frankenmuth Mutual Insurance

On February 23, 1985, a fire destroyed the business of plaintiffs Henry W. Brown and Gloria M. Brown, doing business as H. W. Brown Sales. Claims were made by the Browns against Frankenmuth Mutual Insurance Company and Federated Mutual Insurance Company. Both insurance companies denied coverage. Federated claimed that its policy had expired on January 25, 1985. Frankenmuth denied coverage claiming that the Browns had either intentionally set the fire or at least were involved in having the fire set.

Four lawsuits were initiated as a result of the fire, involving the above-named parties,…