Ellis v. Grand Lodge, Brotherhood of R. R. Trainmen

The opinion of the Court was delivered by

Mr. Justice Stabeer.

On July 1, 1927, the Grand Lodge, Brotherhood of Railroad Trainmen, issued to John O. Ellis, one of its members, a certificate of insurance for $5,000.00, to be paid to him in case he should become totally and permanently disabled, as defined by Section 68 of the constitution of the order, or at his death to his son, Artemus Ellis, if then living. It was also provided that the constitution, by-laws, etc., together with the certificate, should constitute the contract between Ellis and the lodge.

On December 28, 1927, the insured…