Saddler v. Cotton States Life & Health Insurance

Felton, Chief Judge.

The insurance application attached to the petition provides: “(1) The company shall incur no liability under this application until it has been received and approved, a policy has been issued and delivered, and the full first premium specified in the policy has been actually paid to and accepted by the company while health, habits and occupation of the proposed insured, wife and dependent children remains as described in this application in which case the policy shall be deemed to have taken effect on the policy date.” The petition alleges that the policy was issued by the…