Legal Opinion

Cody v. Connecticut General Life Insurance

Massachusetts Supreme Judicial Court

Decided August 12, 1982PublishedCited by 242 opinions

1Opinion of the CourtAbrams, J.

We granted the parties’ applications for direct appellate review to determine whether the public policy of this Commonwealth permits coordination-of-*143benefits clauses in insurance contracts.1 We conclude that coordination-of-benefits clauses do not violate the public policy of this Commonwealth unless the company engaged in misleading marketing practices, or the insurance contract as a whole is without substantial economic value.

We summarize the facts. The defendant Connecticut General Life Insurance Co. entered into a group contract of insurance with Sun Oil Company (Sun Oil), effective…

2Cases cited22 opinions

  1. Commonwealth v. DeCotisMassachusetts Supreme Judicial Court · 1974
  2. Gaudette v. WebbMassachusetts Supreme Judicial Court · 1972
  3. Dodd v. Commercial Union InsuranceMassachusetts Supreme Judicial Court · 1977
  4. Zapatha v. Dairy Mart, Inc.Massachusetts Supreme Judicial Court · 1980
  5. Smith v. Ariens Co.Massachusetts Supreme Judicial Court · 1978

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3Cited by242 opinions

  1. Vicor Corp. v. Vigilant InsuranceCourt of Appeals for the First Circuit · 2012
  2. Hakim v. Massachusetts Insurers' Insolvency FundMassachusetts Supreme Judicial Court · 1997
  3. Citation Insurance v. GomezMassachusetts Supreme Judicial Court · 1998
  4. Jet Line Services, Inc. v. American Employers InsuranceMassachusetts Supreme Judicial Court · 1989
  5. Commercial Union Insurance Co. v. Walbrook Insurance Co., Ltd.Court of Appeals for the First Circuit · 1993

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