Legal Opinion

Richard Doyle v. Southern Guaranty Corporation, Jimmy E. Wood v. Fort Wayne Mortgage Co.

Court of Appeals for the Eleventh Circuit

Decided July 18, 1986No. 85-8187, 85-8297PublishedCited by 7 opinions

1Opinion of the Court

RONEY, Circuit Judge:

Some federal statutes permit exemption from state usury laws if mobile home financing contracts afford protections to the consumer set forth in the federal laws. Not all the federal statutes require the same protection. These diversity jurisdiction usury cases present the question of whether FHA or VA-insured mobile home agreements, which provide the protections required by those separate Acts, are exempt from Georgia usury laws, even though the contracts do not contain the terms required by another federal exemption statute, section 501 of the Depository Institutions…

2Cases cited14 opinions

  1. Eusebio M. Martinez, Father of Jacqueline M. Martinez, a Minor, Deceased v. Jose Rodriquez and Antonio Rodriquez, D/B/A Ingram Court ApartmentsCourt of Appeals for the Fifth Circuit · 1968
  2. Arthur Quiller, Lillie Mae Quiller, and All Other Persons Similarly Situated v. Barclays American/credit, Inc.Court of Appeals for the Eleventh Circuit · 1984
  3. Arthur Quiller, Lillie Mae Quiller, and All Other Persons Similarly Situated v. Barclays American/credit, Inc.Court of Appeals for the Eleventh Circuit · 1985
  4. Southern Discount Co. v. EctorSupreme Court of Georgia · 1980
  5. E. Phillip Duderwicz and Diana Duderwicz v. Sweetwater Savings Association, Ronald Rader and Zhanna Rader v. Sweetwater Savings AssociationCourt of Appeals for the Fifth Circuit · 1979

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3Cited by7 opinions

  1. Mark Burris, Louise Grider, and Lilla Smythe v. First Financial Corporation, and Home Owners Funding Corporation of AmericaCourt of Appeals for the First Circuit · 1991
  2. United Companies Lending v. McGeheeSupreme Court of Alabama · 1996
  3. U.S. Bank National Ass'n v. ClarkAppellate Court of Illinois · 2004
  4. Burris v. First Financial Corp.District Court, E.D. Arkansas · 1990
  5. Richard Doyle v. Southern Guaranty Corporation, Jimmy E. Wood v. Fort Wayne Mortgage Co.Court of Appeals for the Eleventh Circuit · 1987

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