Czapski v. Maher

PRESIDING JUSTICE ROBERT E. GORDON

delivered the opinion of the court:

This consolidated appeal arises from a trial court’s finding of no coverage under two insurance policies issued to an automobile dealership. The major issue presented before the trial court was whether a test-driver of a motor vehicle owned by an automobile dealership was a “customer” of that dealership for purposes of an exclusionary clause, excluding “customers” from coverage, under an automobile liability insurance policy. The trial court found in favor of National Casualty Company (National) and Federal Insurance Company…