Hemphill v. State Farm Mutual Automobile Insurance

FORTUNATO P. BENAVIDES, Circuit Judge:

This appeal involves an insurance dispute between an insured and his insurance carrier regarding the handling of a third-party claim. Plaintiff-Appellant Patrick K. Hemphill (“Hemphill”), the insured, appeals the district court’s grant of summary judgment to Defendant-Appellee State Farm Mutual Automobile Insurance Company (“State Farm”), the insurer. For the reasons below, we AFFIRM.

I. BACKGROUND

This case arises out of a motor vehicle accident that occurred in Forrest County, Mississippi. On February 1, 2009, Hemp-hill ran a stop sign, resulting in a…