Pan-American Life Insurance Co. v. Roethke

I agree with the majority that Maresca was an agent of PALIC and NIS notwithstanding the attempt to disavow Maresca’s agency status in the agreement between Maresca and NIS. However, while KRS 304.9-020 makes Maresca an agent for PALIC and NIS, it does not establish the scope of Maresca’s authority as the companies’ agent. “[A] statute making an insurance solicitor the agent of the insurer does *135not define the extent of the agent’s powers or the scope of his authority.” 16 Apple-man, Insurance Law and Practice § 8697. While the majority pays lip service to this point, it ignores a long and…