Prudential Insurance Co. of America v. Rice

In 1936 the appellant issued to the appellee a policy of life insurance, providing, also, for the payment of certain disability benefits to the insured if he should “sustain a physical impairment such as . . . the permanent loss of the sight of both eyes.” The appellee sued on the policy, alleging that in 1941 he sustained “the complete and irrecoverable loss of the sight of both eyes.” Appellant answered that appellee’s disability was the direct and proximate result of his attempt to commit self-destruction when he was of sound mind. A demurrer to the answer was sustained and the appellant…