Tillman v. South State Insurance

Shaw, Judge:

This is an appeal from a circuit court order awarding respondents David and Earlean Tillman $6,581.38 under a homeowner insurance policy of appellant South State Insurance Company. We affirm.

South State insured a home owned by the Tillmans. The home was vacated for over thirty days when it was destroyed by fire which was presumably deliberately set by “unknown person or persons.” The policy reads:

Section 1. Perils Insured Against

1. Fire or lightning.

*2748. Vandalism or malicious mischief.

This peril does not include loss to property on the residence premises if the dwelling has been…