State Farm Mutual Automobile Insurance v. Reinhardt

Anthony and Donna Reinhardt were married on May 20, 1989, and separated in July of 1990, when they each left the marital home and moved in with their respective parents. Anthony sustained personal injuries in an automobile accident on October 20, 1990. He made a claim for damages on Donna’s underinsured motorist policy. Donna had purchased the policy from State Farm Mutual Automobile Insurance Company (State Farm) during the marriage and was the named insured on the policy.

State Farm petitioned for declaratory relief that Donna’s policy did not provide underinsured coverage to Anthony because…