Legal Opinion

Greenwood v. Educational Credit Management Corp. (In Re Greenwood)

United States Bankruptcy Court, D. Arizona

Decided September 5, 2006No. Bankruptcy No. 4-04-04447-EWH, Adversary No. 05-00001PublishedCited by 6 opinions

1Opinion of the Court

MEMORANDUM DECISION

EILEEN W. HOLLOWELL, Bankruptcy Judge.

INTRODUCTION

John J. Greenwood (“Greenwood” or “Debtor”) is a married, mental health social worker with two children whose family’s living expenses exceed his and his wife’s income. He has no college degree and no realistic prospect of significant advancement in his employment or finding a better paying line of work. Until his children were born, he made regular payments on his student loan obligations or timely requested forebearance agreements. For the reasons set forth below, he is entitled to a discharge of his student loan…

2Cases cited14 opinions

  1. Marie Brunner v. New York State Higher Education Services Corp.Court of Appeals for the Second Circuit · 1987
  2. In Re Ernest J. Pena Julie Pena, Debtors, United Student Aid Funds, Inc. v. Ernest J. Pena Julie PenaCourt of Appeals for the Ninth Circuit · 1998
  3. In Re Dennis Leroy Saxman, Debtor, Dennis Leroy Saxman v. Educational Credit Management Corporation, and Department of EducationCourt of Appeals for the Ninth Circuit · 2003
  4. Alderete v. Educational Credit Management Corp.Court of Appeals for the Tenth Circuit · 2005
  5. In Re Lorna Kaye Nys, Debtor, Educational Credit Management Corporation v. Lorna Kaye NysCourt of Appeals for the Ninth Circuit · 2006

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3Cited by6 opinions

  1. Roundtree-Crawley v. Educational Credit Management Corp. (In Re Crawley)United States Bankruptcy Court, E.D. Pennsylvania · 2011
  2. Schatz v. Access Grp., Inc. (In re Schatz)Bankruptcy Appellate Panel of the First Circuit · 2019
  3. Flickinger-Luther v. ECMC (In re Flickinger-Luther)United States Bankruptcy Court, W.D. Pennsylvania · 2012
  4. Schatz v. U.S. Dep't of Educ., Acs Loan Servicing, Inc. (In re Schatz)United States Bankruptcy Court, D. Massachusetts · 2018
  5. Jones v. Education Credit Management Corp., ACS Education Services, Inc. (In re Jones)United States Bankruptcy Court, E.D. Pennsylvania · 2013

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