Quincy Mutual Fire Insurance v. Borough of Bellmawr

The opinion of the Court was delivered by

STEIN, J.

This appeal raises two important issues relating to environmental pollution liability. First, we must determine under the “continuous trigger theory” of liability whether an insurance policy in effect at the time the Borough of Bellmawr (Borough) was depositing waste in a landfill provides coverage for resulting environmental pollution claims against the Borough. Although the trial record reveals that contaminants from the landfill could not have begun to be dispersed into the surrounding groundwater until *412after Century Indemnity Company’s…