Secura Insurance v. Pioneer State Mutual Insurance

Defendant Pioneer State Mutual Insurance Company appeals as of right from a judgment of summary disposition entered in favor of plaintiff. We reverse.

On February 22, 1987, Randal Birchmeier entered into an agreement with Dennis and Sue Morse to purchase their home, insured under a policy issued by defendant. By the time the closing occurred on May 15, 1987, Randal Birchmeier had purchased a policy of insurance of his own from the plaintiff. The purchase agreement provided that the Morses’ occupancy could continue for thirty days after closing, and the Morses occupied the house until it was…