Metropolitan Property & Casualty Insurance Co. v. Jablonske

OPINION

RANDALL, Judge.

This is an appeal from summary judgment determining that the homeowner’s insurance policy issued by respondent Metropolitan Property and Casualty Insurance Company to appellant-Jablonske did not provide coverage for a lawsuit against Jablonske for injuries suffered when appellant-Senko struck a recently constructed unmarked snow-covered ditch with his snowmobile while on a trail on land owned by Jablonske. Senko, who stands in Jablonske’s shoes pursuant to a Miller Shugart agreement, argues that the district court erred in determining that (a) the business and business…